Provide us with your personal e-mail address. This is preferable to your work e-mail address. This way, you will continue to receive important information about your pension, even if you leave employment. In My Pension, check to confirm that your current personal e-mail address is known to us and that your preference is set to digital. 

It is no longer possible to make any Extra Pension contributions. It was already impossible to make any contributions for the TOP scheme. Between 1 January and 30 June 2026, we will administer the Extra and TOP schemes ourselves. Goldman Sachs will stop administering these schemes during 2026. As of 1 July 2026, both schemes will cease and the capital in these schemes will be transferred to the new pension scheme. 

Starting recently, you can also have your temporary TOP pension benefit paid in addition to your current job. This applies to anyone employed by TNO or another company affiliated with the Fund. In other words, you do not have to stop working (partly) as before. However, this is subject to the condition that you will reach your state pension (AOW) age within 10 years. Would you like to use your TOP capital before the scheme ends on 1 July 2026? Notify us 3 months (no later than 1 March 2026) prior to the start date at pf-tno@azl.eu.

As of 1 July 2026, the accrued capital of your TOP scheme will transfer to the new pension scheme. You will then still be able to bring forward your retirement date, but there will be less flexibility.
Read more about what to do if you want to make use of your TOP scheme (Dutch).

Do you need more information about your pension choices in our pensionfund? A personal pension consultation is available especially for anyone 62 years of age or older. This is a free service with a pension consultant, on site or through Teams. This will give you a better understanding of the financial impact of certain choices and how things stand in broad outline with pension schemes, annuities, mortgages and taxes. You will automatically receive an invitation for this. The consultation is based on the current pension scheme. After the transition to the new pension scheme, the impact of the new scheme will also be taken into account. 

Are you changing jobs and want to take your pension with you to your new employer's pension fund? Or are you thinking about transferring pensions you have accrued with a previous employer? Remember that in the coming years it may take longer for the value transfer to be fully settled. This is because of the new pension rules. You can only switch when both parties are ready for this. In other words, switching is only possible between funds under the same scheme (old or new). Pension funds have until 1 January 2028 to adapt their pension scheme to the new rules.

The investment result for December 2025 for the Extra Pension and TOP schemes and the Net Pension scheme was based on the following age cohorts:

0–46 years (-0.46%),

47–51 years (0.63%),

52–55 years (-1.06%),

56–59 years (-1.50%),

60–63 years (-1.89%),

64–68 years (-1.86%).

The average result for 2025 (up to and including November) amounted to -1.60%.

What will change in your pension scheme as of 1 January 2026? This pension scheme applies for the months January through June 2026. As of 1 July 2026, we will transition to the new pension scheme. We have listed the changes for you.